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All agents are NOT alike! Find out why I'm a top real estate agent. Call me and I will gladly provide you with references, 973-865-6416.

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  • Why Buyers Choose Sharon Vopal - Why homebuyers looking for a real estate agent in the Chatham, Madison and Basking Ridge area choose Sharon Vopal.

  • Latest Listings - Get Sharon Vopal's latest Chatham, Madison and Basking Ridge listings of homes for sale first!

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  • First Time Homebuyers - Are you a first time homebuyer in Chatham, Madison and Basking Ridge, NJ? Choose a top real estate agent. Sharon Vopal can guide your home buying search.

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Real Estate Tips
Financing Your Home >They Said Yes

Applying for a mortgage loan brings out the paranoia in everyone, even those who are most compulsive and consistent about paying their bills on time. Remember that the lender wants your business and will do everything possible to help finalize your home purchase.

There will be nothing to worry about if you have paid your bills more or less on time. If you have a record of late payments but no serious credit problems, you may have to provide the lender with a written explanation of why certain payments were late. The loan approval may depend on whether or not the excuses are reasonable. Your lender can probably help you work things out if your problems are not serious. If your credit problems are serious, it will help to sit down with a lender even before you begin house hunting.

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Real Estate Trivia
Q 
Where is the world's longest spiral staircase?

A 
The White County Coal Mine in Carmi, Illinois has a spiral staircase that measures 1,103 feet and has 1,520 steps.
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Sharon Vopal, REALTOR®, real estate agent and broker for Chatham, Madison and Basking Ridge New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Sharon Vopal
Keller Williams Realty Premier Properties

488 Springfield Avenue
Summit, NJ 07901
Cell: 973-865-6416
Email: SharonVopal@kw.com

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